Who doesn’t like a nice vacation!! Desired vacation spots are different for everyone. Some like to camp (tent or RV) while others desire a 5 star resort, some enjoy long road trips while others prefer to fly, some enjoy vacations with family / friends, while others prefer their immediate household. The options here are really …
Tag Archives: budget
Total Cost vs Monthly Payment
You might be asking yourself, why write about total price vs monthly payment, the answer is self-explanatory. On the surface this may appear to be true, but there are underlying components that play into this way of thinking as well. In this blog we are going to spend some time breaking these two items down. …
What is an FU fund?
You might be asking yourself, what is an FU fund? Well, this is my way of having some fun with finances. FU stands for Future Use, or what I also like to say, FU debt fund. Our household has built this fund into our budget for many items. The fun thing about a FU fund …
Give yourself permission to spend!
For me, spending money is a challenge, but for others this comes really easy. If you had to label yourself a spender or a saver, which one would you lean towards? I lean towards a saver and my wife leans towards a spender, at least this is how it was when we first met. Now …
Got Questions?
We want to thank everyone who submitted questions! The response to our questions Facebook post was so good that we were compelled to respond through a blog. We hope you find the question / answer blog informative. Please comment if you do and we will be sure to do more of these in the future. …
Don’t say the B word!
Don’t say it! Don’t say the B word! Budget! There I said it, budget. This is a word that used to drive chills down my spine and make me clam up. I get it; it’s not a word most of us like to hear. Where do you think this fear comes from? If you were …
Needs vs Wants
What’s the difference between a need and a want? This is a difficult item to understand when we live in a world where everything we see advertised in front of us makes us feel it’s a need. We need the latest phone, we need the latest model car, we need to have more “toys”, we …
What is a credit score anyway?
What’s your credit score? This is something we hear a lot when making larger purchases, but what exactly is a credit score anyway? There are a number of things that come into play to determine what your total score is, but here is a simple definition. A credit score is merely how well you pay …