Total Cost vs Monthly Payment

You might be asking yourself, why write about total price vs monthly payment, the answer is self-explanatory.   On the surface this may appear to be true, but there are underlying components that play into this way of thinking as well.  In this blog we are going to spend some time breaking these two items down.  …

I’m good; I don’t need a financial plan!

I’m good; I don’t need a financial plan!  How many of us think and / or say this on a regular basis?  How many of us actually believe this?  Believe it or not, I used to be one of these people.  I used to think creating a plan was just creating a dream / wish …

What is a credit score anyway?

What’s your credit score? This is something we hear a lot when making larger purchases, but what exactly is a credit score anyway? There are a number of things that come into play to determine what your total score is, but here is a simple definition. A credit score is merely how well you pay …