How many of us have a desire to say these words? We go about our daily lives paying for houses, cars, utilities, student loans, etc…, always wondering if we will ever be able to say these famous words, “take this job and shove it!” Most people dream about saying those words, but in reality, only …
Author Archives: PHIL.PONSTEIN
Don’t say the B word!
Don’t say it! Don’t say the B word! Budget! There I said it, budget. This is a word that used to drive chills down my spine and make me clam up. I get it; it’s not a word most of us like to hear. Where do you think this fear comes from? If you were …
Needs vs Wants
What’s the difference between a need and a want? This is a difficult item to understand when we live in a world where everything we see advertised in front of us makes us feel it’s a need. We need the latest phone, we need the latest model car, we need to have more “toys”, we …
What is a credit score anyway?
What’s your credit score? This is something we hear a lot when making larger purchases, but what exactly is a credit score anyway? There are a number of things that come into play to determine what your total score is, but here is a simple definition. A credit score is merely how well you pay …
What’s troubling you?
Are you living a life of added stress, anxiety, and many other emotions due to what’s going on in the world? Have you ever stopped and thought for a moment as to what the real reason is for your raised stress & anxiety? Is it financial, news, social media, friends, or some other means? We …